Open enrollment for Obamacare 2022 coverage ends on Saturday

Open enrollment, which lasted more than a month under the Trump administration, ends on January 15 in 33 states that use the federal exchange, Healthcare.gov, and several states that run their own marketplaces. .

Some states, such as New York and California, have extended the deadline by a couple of weeks. Idaho, on the other hand, ended its open enrollment in mid-December.

Interest in Affordable Care Act coverage has increased, driven by more generous federal subsidies that reduce premiums and out-of-pocket costs.

As of January 8, more than 14.2 million people had signed up for coverage on federal and state exchanges – a record number for the 9-year-old program. This includes more than 10 million who selected plans or were automatically re-enrolled through Healthcare.gov. A total of about 12 million people signed up during open enrollment for 2021 coverage.

“Americans need, they want and they deserve quality, affordable health care,” Health and Human Services Secretary Javier Becerra told reporters on Thursday. “Anyone who has ever been without health coverage knows the peace of mind that comes from having access to care when you need it. Thanks to the Affordable Care Act, they’re getting it.”

Obamacare is proving particularly popular in GOP-led states that haven’t expanded Medicaid to low-income adults, including Florida and Texas.

surge in interest The Affordable Care Act comes as the Biden administration and Democratic-led Congress pump more resources into the historic health care legislation.

The massive increase of Obamacare’s federal premium subsidies, part of Democrats’ $1.9 trillion coronavirus relief package implemented last March, is helping drive consumers to sign up for the plans.

This year, enrollees pay no more than 8.5% of their income for coverage, which is less than about 10%. And low-income policyholders get subsidies that eliminate their premiums. Plus, those earning more than 400% of the federal poverty level are now eligible for assistance for the first time.

Becerra said four out of five consumers are getting a plan for $10 or less a month. More than 90% of the people on the Federal Exchange are receiving financial support for coverage.

But this generous aid ends after 2022, leaving some consumers and experts concerned about what will happen next year, when premiums are likely to rise. President Joe Biden’s Build Back Better plan would extend the subsidy through 2025, but it has stalled in the Senate.

Strengthening Marketing and Outreach

To inform Americans of the additional aid now available, the Biden administration has launched a massive outreach and marketing campaign.

Centers for Medicare and Medicaid Services, which oversees federal exchange, Promotes closely with local groups and focuses its media efforts on local markets. It has added six additional languages ​​to its marketing campaign.

The Biden administration is also pouring money into enrollment aid β€” which serves the dual purpose of reaching people in local communities and helping them sign up for plans. The number of sailors has quadrupled to more than 1,500 this year, with assistance available in nearly every county served by Federal Exchange.

special enrollment period

Those who miss the deadline can still enroll in Affordable Care Act coverage throughout the year through a special enrollment period. If they meet certain criteria, such as losing their job and work-based coverage, get a divorce or have children.

The Biden administration has also made it easier for them to qualify. Special enrollment period. Low-income people can sign up if their premiums after federal subsidies are $0.

Some 2.8 million people opted for policies for 2021 coverage last year after Biden introduced a six-month special enrollment period that allowed the insured to sign up for policies and enrollees to take advantage of increased subsidies. Gave the permission to.
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